I’m a pretty positive person but all you have to do is turn on the news to see how quickly life can catch you and blindside you.  You are cruising along, everything seems fine - in fact great, then boom, your world crashes and you are faced with some major financial stressors.  If that has happened to you or if you just want to be prepared for that possibility, then this article will be of help.

While we are primarily a site that concentrates on moving supplies, such as wardrobe boxes and packing tape, and getting organized such as your closet and garage, real estate and all it’s issues is part of that process as well.  So here is some good info to help you ward off foreclosure. 

If you find yourself caught in a mortgage that you can no longer afford, you may need to find help to prevent foreclosure. The recent subprime mortgage crisis has prompted many local, federal and privately run agencies to develop programs that help to prevent foreclosure. Subprime mortgages are offered to borrowers with a few blemishes on their credit record that can’t qualify for prime rates. Usually offered with a limited time “teaser” rate that is significantly lower than the actual rate, these subprime mortgages cause many borrowers to find themselves with a mortgage that they can’t afford when the teaser period runs out. These are the borrowers that are looking for help to prevent foreclosure. Many times, these borrowers are not told of the actual cost of the mortgage until it is too late, making them victims of predatory lending.

The best place to start your information search for help to prevent foreclosure is your lender. Lenders have a lot at stake when a home goes into foreclosure. Research shows that a lender loses, on average, between fifty to sixty thousand dollars for each foreclosure. They are in the business of lending money, not owning or selling houses. They have many programs set in place to help you when you get behind in your payments. Never ignore communication from your lender. As they are willing to help and have many programs available to do so, most programs are designed to help those that are only 1-2 payments behind. Early intervention may be the difference between keeping your house and foreclosure.

The US Department of Housing and Urban Development (HUD) is the federal agency responsible for offering help to prevent foreclosure. Their web site if full of information, tips and advice to help prevent foreclosure. Because you can customize your search based on location, this web site is the most comprehensive place to find the help you are looking for. They also offer counseling by local HUD approved financial counselors. These counselors are able to evaluate your individual situation and make recommendations on their findings. They also provide local resources, such as county specific help to prevent foreclosure.

It is important when faced with a mortgage that you can no longer afford that you seek help to prevent foreclosure early. As there are many programs that have been developed to assist you, many can only be implemented before you get too far behind. Be sure to conduct thorough research before committing to any one program. Finding the help to prevent foreclosure that will suit your situation is possible, but you must be willing to do the research it takes to find it.

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About the Author:
Paul Hamilton loves his garage. He’s also the operations manager for Packupthehouse.com, a moving and relocation website where he helps visitors to find the just the right supplies to get organized, be it garages, closets or a whole house. He also assists those who are preparing to move from their homes or businesses with moving boxes and supplies, and rental trucks. 

Moving Guide - Ideas, and Systems to Ease Your Moving Process!

We encourage you to read it, download it and even add it to your site as content if you need moving content.

So here are the links to all 4 parts of

Moving Guide - Ideas, and Systems to Ease Your Moving

Our best to you as you pack up your house and move!

Packupthehouse.com

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• Moving and Relocating Soon? Tips To - Pack Up Your Home and Office…and Move! - Part 1 of 2
• Moving and Relocating Soon? Tips To - Pack Up Your Home and Office…and Move! - Part 2 of 2

Best to you from Packupthehouse.com

Your Site for discount Moving boxes, Moving Supplies and to Get Organized - your closets, garage and more.

Well, like most parents, we knew the day would come, and in the next 2-3 months it IS coming. Yes, my daughter will be packing boxes (or will I be packing them? Hmmm!) and moving her stuff to the University of California at Irvine. Yea, she worked hard to get there, she’s scared half to death, but soon she will be off to tackle the (by invitation only) Vocal Performance program, with perhaps a Musical Theatre minor. Ok, enough about her…we all have stories right?

What’s the point? There is no better time than the present to be thinking through your moving needs. How many cardboard moving boxes will your son or daughter need? Bubble wrap too of course, cause then they can entertain themselves and dorm-mates by popping those cute little bubbles for hours when they should be studying. You’ll need box tape, hangers and so much more.

I’m sure you know the routine…just remember to start earlier than you initially expect the process to take. Get organized, and get it all together, then sit back and remember all the fun times - cause these times, “they are a-changing”.

Here’s a good start for you - pick up our free moving guide and start planning.

Our best to you,

The team at www.Packupthehouse.com

Need moving boxes - like disk paks, or boxes for books, wardrobe boxes?  They are readily available!  Need moving supplies like bubble wrap, box tape, wrapping paper,  - oh, those are ready for your purchase - in fact those and so many more moving supplies.  Do you need to rent a truck to move?  Budget rental truck is a leader in the industry.  What about getting organized before you move or organizing your closet and garage at your new home?  Now, those organizing tools - like garage racks and hooks, closet shelves, containers and more are nearly endless.

So if for whatever reason, you find yourself in the midst of moving…realize that though all the work involves can not be removed, yet with a little research, you CAN ease your move and lessen your hassles with all the moving boxes and moving supplies right at your finger tips. 

Our best to you as you move!

The Team @ www.Packupthehouse.com

Boxes of any size can be used for all other items, but your hanging items are best in a specialized wardrobe box.  Don’t waste time in having to iron your clothes again – instead, buy a few wardrobe boxes and protect your clothes from getting soiled or wrinkled.

 @ Wardrobe boxes are available on the day of the move for hanging garments in the closets. These are great for transporting suits and dresses

 @  Shoes, bags, and other such loose items may be placed in the bottom of the wardrobe boxes.

 @  Wardrobe boxes are very large, if you only have access to a car you probably won’t b able to haul them.  Read full moving box article

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If you want to get organized, a good new article has been posted here…Excerpt:  Have you ever walked into your garage and screamed (at least to yourself) “ahhhhhhhh, this place is a mess!”  Or perhaps you felt that same emotion when you stepped into your closet, needing to find your shoes, a box of pictures or another favorite item and you couldn’t get to them for all the clutter.  Well, welcome to what most people experience regularly…

Getting organized is a continuous process, it’s the first step; persistence and follow-through will keep you organized.  You may need to schedule several sessions, during which you work on different aspects of a home or business, until you get to the point where you can maintain the systems that you implement.   Designing a meaningful storage space requires a lot more than just putting stuff in a closet, drawer, or cabinet….Read full organize your home, garage and closet article here

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Moving Boxes: The Backbone of Every Successful Move!

Oh NO!! Not another long and boring essay on corrugated
moving boxes — well, I hope to surprise you on that one. It may be long, but take heart - the information here can save you hundreds of hours and thousands of dollars!!

Moving boxes are not especially a sexy subject, but they are designed to protect your goods and designed to save time in a move. Time, you say? Yes, the simple answer is because boxes hold your items in bulk - do you really want to move all of your underwear, t-shirts and shoes, one at a time?  read more about moving boxes and supplies

When your garage is clean, efficient and organized, you simply feel good.  FEEL good?  Yes, when you’re garage is a mess, do you feel great?  No, of course not.  But when your bikes, sports equipment, lawn care tools and the like all are in a place that makes sense, you can walk in the garage and do what you need to do with a minimum of fuss. So, if you’re garage is not organized, consider doing it today.